We turn declined payments into recovered revenue

Submend recovers lost recurring revenue by intelligently retrying declined transactions. We help subscriptions businesses capture more revenue without disrupting their existing payment setup or user experience.

WHAT WE DO?

We recover declined
subscriptions transactions

Built for modern subscriptions businesses

Submend is built for online retailers, DTC brands, and marketplaces processing high volumes of card-not-present transactions. Our recovery logic helps merchants recapture revenue lost at checkout due to temporary authorization failures.

Instant recovery at checkout

When a subscription fails, Submen evaluates the decline reason and applies compliant retry logic in real time. No customer action is required, and the checkout experience remains unchanged with no risk to your business.

Subscriptions payment recovery

Submend focuses on recovering individual subscription-payment attempts that fail due to temporary authorization issues. Each retry is treated as a single, standalone transaction and is processed only upon successful approval, ensuring clean recovery without altering the merchant’s existing billing logic.

Frictionless for shoppers

The recovery process happens behind the scenes. Shoppers don’t experience checkout changes, no additional steps, and no unexpected charges, preserving trust while improving conversion.

HOW DOES IT WORK?

Decline recovery built for subscriptions businesses

A simple, automated process that turns failed transactions into successful sales.

1
Payment attempt

A customer initiates a purchase and payment is submitted through your existing payment gateway.

2
Decline detected

If an authorization fails, payment data is securely shared with Submend so the decline can be evaluated for potential recovery.

3
Smart retry

Submend applies real-time logic to determine whether a retry is appropriate and, where eligible, attempts recovery instantly using an optimized approach.

4
Sale recovered

When recovery is successful, the transaction is completed and the customer is notified accordingly.

5
Reporting and insights

Merchants gain visibility into recovered revenue via real-time reporting, without exposure to sensitive cardholder data.

CUSTOMER SUPPORT

Need help with a payment? Our support team has you covered.

If you don’t recognise a payment or have questions about a purchase made with one of our merchant partners, our support team is ready to assist. We’re available Monday to Friday, 9:00 AM – 6:00 PM (EST).
Request a cancellation
For orders processed through a subscription merchant using Submend.
Contact support
For questions about charges, refunds, or order confirmations.
Report a problem
For duplicate charges, unfamiliar payments, or access concerns.
INDUSTRIES

Built for modern subscriptions businesses

SaaS
Merchants selling digital tools, products, software or platforms.
Content & media
Access to streaming services, news, or digital content such as online classes, books or videos for example.
Membership & communities
Merchants that offer exclusive access to services, content, or networking opportunities.
FAQ’s

A few things to know

Is Submend a subscription billing company?
Why do I see a payment related to Submend?
Will Submend charge me again?
Can I update my billing information through Submend ?

Ready to recover your failed transactions?

Join merchants worldwide recovering lost revenue with Submend intelligent payment
recovery technology, purpose-built for modern subscriptions